Although China is still a very small part of the global business for the moment, China is one of the best growth stories for Standard Chartered in Asia.

I don't think domestic banks will lose any competitiveness, thanks to their huge networks and well-known branding among local citizens. In contrast, they will find more room for co-operation given foreign counterparts' new thinking and expertise.

We are trying to reach out as far as we can in network distribution.

When you are faced with explosive opportunities, it is your infrastructure, people skills and people integration, that really matters. And it is not just catering for what you need now but catering and anticipating for what's coming.

We would like to achieve a balance between cities with growth potential and those that can give you immediate yields.

Standard Chartered also owns a lot of real estate worldwide and has a dedicated property team.